[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fsM4ex5TMpfDDpNrCjrD3HjnfS0nPiMWO0ood8v5hWL0":3,"$fNFpxlvzkewJ_lNpgD6ipLnR3w29j4IgbZbrBTX58G9w":39,"$f0KFXTqYL5qRKljMf4c3Z3PsH0vO6v55KnvJWeXUjVcU":85,"$fafDnZ-bnsisUOivLVoXmv3H5xuvwGcaDZ0BQPlsQbx0":86},{"ads":4,"bookConfig":37,"enableAds":13,"enableAdsVpn":13,"enableAdsVps":13,"userConfig":38},[5,12,19,25,31],{"coverImage":6,"description":7,"id":8,"image":9,"link":10,"title":11},"https://cdn.alltool.top/image/detail/fanai_ad.jpg","一顿饭AI 提供 ChatGPT Plus、Claude 等主流 AI 会员服务，支持支付宝直接付款，价格实在，开通简单。",7,"https://alltool.top/image/detail/chatgpt_logo.png","/blog/5a43","ChatGPT Plus低价代充｜支持支付宝",{"coverImage":13,"description":14,"id":15,"image":16,"link":17,"title":18},null,"1核1G内存30G SSD，每月1TB流量，美国节点，可以用来部署专属VPN、小型网站、博客。",2,"https://alltool.top/image/detail/cloudcone_favicon.png","https://cgfw.top/selfvpn.html","全球最便宜的VPS云服务器(13元/月)",{"coverImage":13,"description":20,"id":21,"image":22,"link":23,"title":24},"2核2G内存40G SSD云服务器，3M带宽，1个外网IPv4地址，超高性价比！",1,"https://img.alicdn.com/tfs/TB1_ZXuNcfpK1RjSZFOXXa6nFXa-32-32.ico","https://pdfs.top/blog/pt4s#ad","阿里云99元/年服务器专享购买链接",{"coverImage":13,"description":26,"id":27,"image":28,"link":29,"title":30},"免费下载电子书阅读器，支持Windows、安卓、IOS、MacOS等系统",5,"https://alltool.top/image/detail/ebook.png","https://pan.xunlei.com/s/VOLZuDZRhtvQUgIxeq96Mu9pA1?pwd=abn7","EPUB、PDF电子书阅读器下载",{"coverImage":13,"description":32,"id":33,"image":34,"link":35,"title":36},"最强PDF工具，支持编辑、签名、加密、OCR识别等25种功能。",3,"https://alltool.top/image/detail/adobe_acrobat.png","https://pdfs.top/blog/n7gq#ad","Adobe Acrobat Pro 2025绿色版","{\"bookQa\":[{\"question\":\"能否在线阅读？\",\"answer\":\"跳转到网盘下载页面，可以在线阅读，觉得不错再转存到自己的网盘。\"},{\"question\":\"如何下载？\",\"answer\":\"先将文件夹转存到自己的网盘（一定要转存整个文件夹，否则文件更新不会提醒），然后在网盘下载文件。\"},{\"question\":\"不知道下载哪种格式？\",\"answer\":\"移动端阅读推荐EPUB格式；电脑端如果阅读技术书籍，推荐PDF，阅读文学作品推荐EPUB格式。\"},{\"question\":\"个别PDF文档预览一直提示“文档打开失败”\",\"answer\":\"网盘自身问题，下载后可正常阅读。也可先转存到自己的网盘，再用客户端预览。\"},{\"question\":\"每天的下载次数是多少？\",\"answer\":\"每人每天可以下载5本不同的书籍，已经下载过的不占用下载次数。⚠️通过技术手段恶意频繁下载会被封禁！\"}]}","{\"enableResourceRequest\":true,\"enableAds\":true,\"enableAdsVpn\":false,\"enableAdsVps\":false,\"indexTopCount\":15,\"indexTopLatestCount\":15,\"indexStickCount\":10,\"indexLatestCount\":20}",{"author":40,"bookTags":41,"bookVersion":13,"categoryIds":46,"categoryNames":49,"code":52,"coverImageUrl":53,"createTime":54,"description":55,"doubanUrl":56,"files":57,"indexId":13,"isbn":65,"isbn10":13,"language":66,"name":67,"publishDate":68,"publisher":69,"pv":70,"recommendation":71,"score":72,"seoDescription":73,"seoKeywords":74,"seoTitle":75,"series":76,"tags":77,"title":82,"toc":13,"translator":76,"updateTime":83,"updateTimeDesc":84},"吕征 等",[42,43,44,45],"保险","保险常识","家庭保障","理财",[47,48],72,92,[50,51],"商业与经济学","销售与市场营销","6m3xa","/image/cover/6m3xa.jpg","2026-05-28 21:48:02","\u003Cp>《保险常识 100 问》采用问答形式讲解普通人在购买和使用保险过程中最容易遇到的问题。全书不是从复杂保险理论入手，而是从现实疑问出发，例如保险到底有什么作用、不同险种如何选择、投保时应该注意什么，以及出险后如何申请理赔。\u003C/p>\u003Cp>内容主要围绕认识保险、保险功能、购买指南、常见问题和误区分析展开。每个问题通常结合案例和专业解释，使保险条款、保障责任、等待期、健康告知、退保和理赔等概念更容易理解。\u003C/p>\u003Cp>书中一个重要目标是纠正常见保险误解。例如把保险当成高收益投资、只比较保费而忽略保障责任，或者认为购买之后所有风险都能赔付。通过拆解这些问题，读者可以逐渐建立从风险需求出发配置保险的思路。\u003C/p>\u003Cp>本书适合保险入门者、准备为家庭配置保障的读者以及刚进入保险行业的从业者。它更适合作为保险常识工具书，在实际购买产品时仍需要结合最新条款、健康状况和当前监管规定进行判断。\u003C/p>","https://book.douban.com/subject/36164088/",[58],{"code":59,"fileFormat":60,"fileSize":61,"needPassword":62,"netDiskType":63,"pages":64,"remark":13},"d60278cf78c946e78f3890faf06ed89d","PDF+EPUB","44.03 MB",true,"Quark",402,"9787121444777","中文","保险常识100问","2023-10-01","博集天卷",23,"本书以100个普通人最常遇到的保险问题为线索，从保险功能、投保流程、理赔、退保到常见误区逐一解答，并通过案例、专业解析和思维导图帮助读者建立较完整的人身保险基础认知。",8.4,"《保险常识100问》PDF免费下载，作者：吕征 等，ISBN：9787121444777，于2023年10月出版。本书以100个普通人最常遇到的保险问题为线索，从保险功能、投保流程、理赔、退保到常见误区逐一解答，并通过案例、专业解析和思维导图帮助读者建立较完整的人身保险基础认知。","保险常识100问,吕征,谭啸,保险常识,人身保险,医疗险,重疾险,寿险,投保,理赔,退保,保险误区","《保险常识100问》- 吕征、谭啸 - PDF下载","",[78],{"code":13,"color":79,"name":80,"sort":15,"tip":81},"secondary","转换版PDF","EPUB格式转换的PDF，文字可复制，但与纸质版排版不一致","《保险常识100问》PDF下载","2026-08-23 16:52:38","20天前",[],[]]